RJ GUITAR CENTER AND HOME CREDIT
![home credit.jpg](https://static.wixstatic.com/media/5d7c87_e758edeccab4485090cb7da208dbd5d3~mv2.jpg/v1/crop/x_75,y_0,w_741,h_720/fill/w_458,h_445,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/home%20credit.jpg)
![](https://static.wixstatic.com/media/5d7c87_a2ea52f84f93400abe4bbfc7e6cf1fe9~mv2.jpg/v1/crop/x_0,y_235,w_373,h_365/fill/w_455,h_445,al_c,lg_1,q_80,enc_auto/5d7c87_a2ea52f84f93400abe4bbfc7e6cf1fe9~mv2.jpg)
Participating Branch:
​
- SM LIPA
Frequently Ask Questions
• Which items are included in this promo?
All items
• How long is the loan period?
This promo can be availed at a standard 6 months loan period.
• What are the requirements to apply for a loan? How can I avail this offer?
You may apply for this loan promo if you are:
- 18 – 68 years old
- Filipino
- a permanent resident of any Home Credit-serviced area (please refer to our website for a complete list of partner stores and locations), and
- Receiving regular income (via employment/ business/ remittance/ pension) in the last 3 months.
Just visit any of our participating stores with at least two (2) valid IDs (with at least one reflecting your current address), other supporting documents for identification if available (ex: Pagibig ID), proof of billing (ex: electricity bill); and down payment. That's it!
• How much is the down payment?
The amount of down payment is up to you. Just a tip: the more down payment you can provide, the better so that the monthly installments are lighter. The minimum down payment amount is 23% including a small 3% processing fee. Please feel free to approach our Sales Associates at our partner stores to know more!
• I have an existing loan with HC, can I apply for another?
We only process one loan at a time. So once the existing loan is finished, you can immediately apply for a new one the day after the last payment is posted.
• I made advance payments for my current loan. Can I apply again for a new one?
You need to wait formaturity of your loan contract. Once this is accomplished, you may apply for another loan on the following day.
• How can I know more about this promo?
You may visit our website at: www.homecredit.ph/products-promos/rj-guitar-center/ for the complete details of this promo.